Singapore · Global delivery12:30–18:00 SGTSGD or USD
Engineering for Singapore companies.
Singapore is where APAC product decisions get made and where the engineering budget rarely stretches as far as the ambition. Five and a half hours of shared afternoon, English as the working language, and a regulator with specific expectations all suit a supplier that documents what it does.
Working with Singapore
Hours, money,
and paperwork.
The three things that decide whether a cross-border engagement works. Everything here is specific to Singapore.
Time overlap
12:30–18:00 SGT
Singapore is two and a half hours ahead of IST, so the overlap sits in your afternoon. Our day opens at your 12:30 and your 18:00 is our 15:30, which gives five and a half hours of shared time every working day. Your morning is outside our working day and runs on written reporting, so you can brief us in the morning and see movement after lunch.
Currency and tax
SGD or USD
Quoted and invoiced in Singapore or US dollars. Because the service is exported from India it carries no Indian tax, so the invoice total is the contracted fee. As a non-resident supplier we do not charge Singapore GST; reverse charge applies if your business is GST-registered.
Data protection
- Governing law
- Personal Data Protection Act 2012 (PDPA)
- Authority
- Personal Data Protection Commission (PDPC)
- Our role
- Processor, on your instructions
Named sub-processors, written consent before any addition.
We act as a data intermediary under PDPA, processing only on your instructions, with a data processing agreement naming every sub-processor. Transfer limitation obligations are met through contractual safeguards, and data residency in Singapore or the region is agreed at contract. For financial services engagements, MAS Technology Risk Management and Outsourcing guidelines shape the controls we design to, including audit rights and exit provisions, which we accept as standard terms.
What your procurement will ask
Answered
before you ask.
The questions procurement teams in Singapore typically ask, with our answers. Where we do not hold something, the answer says so.
MAS TRM and outsourcing alignment
For regulated financial institutions we design to MAS TRM guidance and accept the outsourcing obligations that come with it: audit and inspection rights, defined exit and transition provisions, and sub-contracting transparency. These are written into the agreement itself.
Data intermediary obligations
We contract explicitly as data intermediary, with protection and retention obligations spelled out and every sub-processor named. Adding one requires written consent.
Audit rights
Accepted. You may audit, or appoint an auditor, against the ISO 27001 control set and the engagement's specific commitments.
Exit and transition
Runbooks, architecture notes, decision records and monitoring configuration are contractual deliverables from the start. A documented handover is a defined phase of the method.
Certificate numbers, accreditation status and the verification route are published on our trust page. Check them without asking us.
Work we take on in Singapore
Common problems
we build for.
Common work for teams in Singapore. If one of these is yours, send us a brief.
Regional platform consolidation
A product that grew market by market and now runs as four divergent codebases. The work is a single platform with locale, currency and regulatory variance as configuration.
Fintech and payments engineering
Money movement, reconciliation and audit trails where MAS expectations shape the architecture. Testing and observability are scoped as first-class work.
Applied AI with a compliance layer
Model-backed features that must explain themselves. Retrieval grounded in cited sources, evaluation harnesses before rollout, and cost budgets per call path.
Why we suit teams in Singapore
- Audit rights and exit provisions accepted as standard terms on regulated engagements.
- Documentation as a deliverable, covering runbooks, decision records and architecture notes, which a MAS-facing team can use as evidence.
- Five and a half hours of shared afternoon, so a review raised at lunch can be closed the same day.
No Singapore entity and no local office, so we are a cross-border supplier with India as the default governing jurisdiction. We are not a licensed financial services technology provider; where an engagement requires one, we can work behind a licensed prime. We have no product experience specific to South-East Asia.
Singapore · Questions
Asked from
Singapore.
General questions about pricing, process, IP and security are answered on the FAQ page.
- Are you compliant with Singapore's PDPA?
- Yes, we work to the PDPA as a data intermediary, processing personal data only on your instructions. The data processing agreement names every sub-processor and requires written consent before another is added. Protection and retention obligations are explicit, transfer limitation is met through contractual safeguards, and Singapore or regional data residency is agreed at contract.
- Can you work to MAS technology risk requirements?
- Yes, we work to MAS technology risk requirements on engagements with regulated financial institutions. We design to MAS Technology Risk Management guidance and accept the outsourcing obligations that follow: audit and inspection rights, defined exit and transition provisions, and full sub-contracting transparency. These go into the agreement itself. We are not a licensed provider ourselves; where that is required, we can work behind a licensed prime.
- How much of our working day overlaps with yours?
- Five and a half hours of your working day overlap with ours, from your 12:30 to your 18:00. Singapore is two and a half hours ahead of India, so our working day starts in the middle of yours and ends after it. The overlap falls in your afternoon, so a brief sent before lunch can see movement the same day.
Other markets
Where else
we work.
Working hours, currency and data protection, covered for every market we serve.
Working with Singapore.
Contracted in SGD or USD, governed by Personal Data Protection Act 2012 (PDPA), delivered inside the 12:30–18:00 SGT overlap window.
Cognimit Technologies LLP · Monday to Friday, 10:00–18:00 IST · IST (UTC+5:30)